Overview
Stash is a built-in Grateful feature that allows team members to automatically save directly from their tips or tronc payments.
It is designed to help hospitality teams build savings on autopilot, without changing your existing tip or tronc workflows.
There are:
No extra apps
No manual transfers
No change to how you run tips
No additional cost
Stash is fully integrated and managed within Grateful.
Why Stash exists
Hospitality income can be unpredictable.
Research shows:
Tips can represent 50 - 60% of income in peak periods, falling to 20 - 30% in quieter months
34% of UK households experience income volatility
40% of hospitality workers struggle to save due to unpredictable earnings
25% of UK adults have less than £100 in savings
Beyond income variability, many people struggle to:
Build consistent saving habits
Feel confident about their finances
Set money aside regularly
Stash helps by making saving automatic.
How Stash is different from early wage access
Some tools focus on giving employees access to earnings earlier.
Stash takes a different approach. It helps employees set aside part of their earnings automatically, building long-term financial resilience rather than increasing short-term dependency. It strengthens financial stability instead of accelerating cash flow.